One taxpayer
$80,000
$80,000
- 2027
- $1,172
- Four years
- $6,635
Tax policy tool
Quebec tax simulator
Estimate how CaPQ’s proposed provincial income-tax changes compare with a status quo indexed by 2% annually.
- Rate cuts
- 225–350 bps
- BPA increase
- +24%
- Third-bracket ceiling
- $250K
Private by design Your values stay in this browser.
Your estimate
Adjust the assumptions
$80,000
$0 to $300,000
Official model result
Your 2027 comparison
Estimated annual savings$1,172Quebec provincial income tax only
- Indexed status quo
- $9,722
- CaPQ proposal
- $8,550
- Effective rate
- 10.69%
- Marginal rate
- 16.5%
Official four-year savings$6,6352027–2030 official model, regardless of custom settings
Official proposal
How the estimate changes each year
Based on $80,000 in annual taxable income.
| Year | Status quo | Proposal | Annual savings | Marginal rate |
|---|---|---|---|---|
| 2027 | $9,722 | $8,550 | $1,172 | 16.5% |
| 2028 | $9,613 | $7,991 | $1,621 | 16% |
| 2029 | $9,501 | $7,607 | $1,894 | 15.8% |
| 2030 | $9,387 | $7,439 | $1,948 | 15.75% |
Household examples
Compare common income patterns
Each taxpayer is calculated separately using the official model. Credits, dependants, and deductions are not included.
Two equal earners
$120,000
$60,000 + $60,000
- 2027
- $1,344
- Four years
- $8,491
Two different earners
$140,000
$90,000 + $50,000
- 2027
- $1,891
- Four years
- $11,015
Published checks
Official validation figures
These locked fixtures keep the policy article and this simulator aligned.
| Annual income | Official 2027–2030 savings |
|---|---|
| $50,000 | $3,184 |
| $80,000 | $6,635 |
| $120,000 | $11,977 |
| $180,000 | $23,247 |
| $250,000 | $36,147 |
Beyond this calculator
Additional measures in the tax package
Eligible overtime exemption
The first $3,500 of eligible annual overtime earnings would be exempt from Quebec provincial income tax.
Employer-paid benefits
Eligible employer-paid health and dental benefits would no longer be taxed provincially.
General corporate rate by 2030
The general Quebec corporate income-tax rate would be reduced from 11.5% to 5%.
Methodology
What this model includes
The calculator applies the four statutory Quebec rates and thresholds, then subtracts a basic personal amount credit at the first-bracket rate. The status quo indexes the 2026 parameters by 2% annually. Results exclude federal tax, deductions, refundable and non-refundable credits other than the modeled BPA, payroll contributions, and individual circumstances.
Illustrative estimate — not tax advice. Actual tax depends on legislation, final indexed parameters, credits, deductions, and personal circumstances. No income or custom value entered here is saved or transmitted.